• NEW!  Programs for Rental and Mortgage Relief

    The Illinois Housing Development Authority (IHDA) is developing programs for Emergency Rental Assistance and Emergency Mortgage Assistance for households who have lost income due to COVID-19. Both programs are currently under development.

    • Applications for Emergency Rental Assistance will be available on August 10 at era.ihda.org.
    • Emergency Rental Assistance program FAQ’s can currently be found at era.ihda.org.
    • Applications for Emergency Mortgage Assistance will be available on August 24 at ema.ihda.org.
    • If you have questions, please call 312.883.2720 or 888.252.1119.

    If you need immediate assistance, please speak with your landlord or mortgage servicer about your specific situation.

    See the mortgage assistance section below for more information.
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School Support

Mortgage Assistance

  • Emergency Rental Assistance (ERA) - Portal Opens August 10

    If you’ve been unable to pay your rent due to COVID-19, The Emergency Rental Assistance program can help you. It’s important to continue paying as much of your rent as you can. Also, talk to your landlord on a regular basis about your situation.

    Funds are limited so complete your application as soon as possible. Only one application per household is allowed and an application is not a guarantee of assistance.

    If you are approved, you will receive a grant of $5,000 that will be sent to your landlord to be applied against your rent.

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  • Emergency Mortgage Assistance (EMA) - Portal Opens August 24th

    If you’ve been unable to pay your mortgage due to COVID-19, the Illinoid Housing Development Authority is here to help you. It’s important to reach out to your mortgage servicer on a regular basis about your situation.

    Funds are limited so complete your application as soon as possible. Only one application per household is allowed and an application is not a guarantee of assistance.

    If you are approved, you will receive a grant of up to $15,000 that will be sent to your servicer to be applied against your mortgage. You may receive less than $15,000.

    If you need assistance with the application process, please visit one of our Community Partners listed in the Resources button below.

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  • Foreclosure Prevention Programs

    Financial counseling and education is an excellent option if you are seeking to rebuild credit, manage debt, and establish savings. Housing counselors are well trained to provide you with the financial tools needed to maintain financial and housing stability. At IHDA, we are focused on foreclosure prevention, and have free counseling services available to you to make sure you make the best decisions for your household before, during, and after a home purchase.

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  • ILHousingSearch.og

    his is a free, online resource for renters and property providers in Illinois. Search for affordable, accessible, and market-rate housing that will fit your needs and budget. Please check back for new and updated listings often.

    For additional assistance, call 1.877.428.8844 (toll free) Monday-Friday 8am-7pm Central. Dial 7-1-1 for TTY.

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