"One of the biggest hurdles college-bound students face is how they’re going to pay for school. College and university tuition seems to increase every year, and that’s just part of the picture; you also have to consider books and supplies, room and board, and living expenses. College financial aid and grant information can be confusing. For example, there are multiple types of loans, each with their own interest rates and fee schedules. To get the best financial aid package, you need to know the benefits and drawbacks of each type of loan, and also educate yourself about which college scholarships and grants are available to you in particular." College Board.com